Boats come in all shapes and sizes, so do all the toys. Having PWC (Personal Watercraft) or jet ski insurance in the United Kingdom is important for several reasons:1 Legal requirement: Operating a jet ski in the UK is subject to…
If you owe money and are unable to pay, it is important to take action as soon as possible to address the situation. Here are some steps you can take: It is important to keep in mind that each situation…
The Admiralty Court in the United Kingdom was a specialist court that had jurisdiction over maritime law and related matters. It was a division of the High Court of Justice and had the authority to hear cases involving shipping, marine…
There are several different courts in the United Kingdom that serve different functions and have jurisdiction over different types of cases. Here is a brief overview of some of the main courts in the UK: This is a general overview…
Legal aid is a form of assistance for individuals who cannot afford to hire a lawyer for their legal needs. It is often provided by non-profit organizations, government agencies, and pro bono (volunteer) lawyers. The goal of legal aid is…
The American Bar Association (ABA) is a professional organization for lawyers in the United States. It was founded in 1878 and has over 400,000 members, including lawyers, law students, and legal professionals. The ABA provides resources and support for its…
“No win, no fee” is a term used to describe a type of contingency fee arrangement between a client and their attorney or solicitor. In this arrangement, the client does not have to pay any legal fees upfront. Instead, the…
When traveling abroad, it’s important to have a plan for accessing healthcare services in case of illness or injury. Here are some steps you can take to ensure you have access to healthcare when traveling: By taking these steps, you…
Using an ATM cashpoint machine abroad can be a convenient way to access local currency when traveling. However, there are some fees and charges to be aware of: To minimize fees and charges when using an ATM abroad, it’s best…
The best credit card for an individual will depend on their specific financial needs and spending habits. Here are some of the most popular and highly-rated credit cards in the United States, along with a brief overview of their key…
Here is a list of some banks in the United States that offer travel insurance: These are some of the banks in the United States that offer travel insurance as a benefit of their credit card products. It’s important to…
Here is a list of some of the top insurance companies in the United States: These are some of the largest and most well-known insurance companies in the United States. The specific company that is best for you will depend…
Here is a list of some of the top travel insurance providers in the UK: These are some of the top travel insurance providers in the UK, but there are many others as well. It’s important to compare different providers…
Travel insurance is a type of insurance coverage that provides financial protection for travelers during their trips. It typically covers a range of unexpected events, such as trip cancellations, flight cancellations, lost or stolen luggage, medical expenses, and emergency evacuation.…
Several UK banks offer gadget insurance as an optional add-on to their current account packages or as a standalone product. Here are some of the UK banks that offer gadget insurance: These are some of the UK banks that offer…
Gadget insurance, also known as device insurance, is a type of insurance coverage that protects electronic devices such as smartphones, laptops, and tablets. The coverage typically includes protection against damage, theft, and loss, and may also include technical support and…
There are several types of insurance, including: These are some of the most common types of insurance, but there are many others as well. The specific type of insurance a person needs depends on their individual circumstances and the risks…
Medical negligence, also known as medical malpractice, refers to a situation where a healthcare provider deviates from the accepted standards of medical care and, as a result, causes harm or injury to a patient. This can include mistakes made during…
A personal injury claim is a legal process in which an individual who has been physically or emotionally injured seeks compensation from the person or entity responsible for the injury. This compensation is intended to cover expenses related to medical…
Radar on a yacht works by emitting a pulsed radio frequency signal and measuring the time it takes for the signal to bounce back after hitting an object. This information is used to determine the range, bearing, and relative velocity…
Radar on a yacht works by emitting a pulsed radio frequency signal and measuring the time it takes for the signal to bounce back after hitting an object. This information is used to determine the range, bearing, and relative velocity…
Marine electronics refer to the electronic devices and systems used on boats and ships, including navigation systems, communication systems, and safety equipment. Here are some of the leading manufacturers of marine electronics: These are just a few of the leading…
Marine electronics refer to the electronic devices and systems used on boats and ships, including navigation systems, communication systems, and safety equipment. Here are some of the common types of marine electronics and some of the leading manufacturers and suppliers:…
Leisure yacht manufacturers are companies that specialize in the production of recreational boats, including sailboats and motor yachts. Here are some of the largest leisure yacht manufacturers in the world: These are just a few of the largest leisure yacht…
he marine industry is a broad field that encompasses a wide range of products and services, from recreational boats to commercial ships and everything in between. Some of the largest manufacturers in the marine industry include: These are just a…
Maritime qualifications are certifications and licenses that demonstrate the competence and experience of individuals working in the maritime industry. The types of maritime qualifications vary depending on the role, such as deck officer, engineer officer, or seafarer, as well as…
Bareboat chartering is a popular option for those who want to experience sailing and navigating a yacht without a crew. When considering a bareboat charter, it’s important to keep in mind the following factors: It’s important to work with a…
Marine construction involves building structures in and around water, such as docks, piers, breakwaters, and seawalls. The materials used in marine construction must be able to withstand the harsh and corrosive environment of saltwater, as well as the forces of…
Marine insurance is a type of insurance that provides coverage for ships, boats, and other watercraft, as well as cargo and other property that is transported by water. There are many marine insurance providers in both the UK and the…
Boat hulls are the main body of a boat that sits in the water and provides buoyancy and stability. There are several different types of boat hulls, each with its own unique characteristics and performance characteristics. The main types of…
Vehicle finance refers to the various methods of financing the purchase of a vehicle, such as a car, van, or motorcycle. The three main types of vehicle finance are Hire Purchase (HP), Leasing, and Personal Finance. A Balloon Payment is…
The Institute of Chartered Accountants in England and Wales (ICAEW) is a professional membership organization for chartered accountants in the UK. It was established in 1880 and is one of the largest and oldest professional accounting bodies in the world.…
The Law Society is the professional body for solicitors in England and Wales. It represents and supports solicitors, promotes the highest professional standards, and protects the public interest. The Law Society provides a range of services to its members, including…
Citizens Advice is a charity in the UK that provides free, impartial and confidential advice to anyone in need. They offer advice on a wide range of issues including money and debt, housing, benefits, employment, and immigration. Citizens Advice also…
To contact the Banking Ombudsman in the UK, one can either call the Financial Ombudsman Service (FOS) on 0800 023 4567 (free from a landline) or 0300 123 9 123 (free from a mobile) or write to them at: Financial…
A Banking Ombudsman is an official appointed to resolve customer complaints against banks. The role of a Banking Ombudsman is to mediate disputes between banks and their customers, and to provide a fair and impartial resolution to the issue. Banking…
A mortgage in the context of boating refers to a loan taken out to purchase a boat. Marine mortgages are similar to traditional home mortgages, but are specifically designed for boats and other watercrafts. Just like with a traditional mortgage,…
A repayment mortgage, also known as a capital and interest mortgage, is a type of home loan where the borrower repays both the principal and the interest on the loan over the life of the mortgage. With this type of…
An interest-only mortgage is a type of home loan where the borrower only pays the interest on the loan for a specified period of time, usually 5 to 10 years. At the end of this period, the borrower must either…
A mortgage is a type of loan used to purchase a property or real estate. The borrower (mortgagor) uses the property as collateral for the loan, and the lender (mortgagee) has the right to seize the property if the borrower…
There are several car finance options available to consumers, including: It is important to carefully consider the terms and conditions of each type of car finance option, including the interest rate, repayment period, and any fees, before making a decision.
The Annual Percentage Rate (APR) is the total cost of a loan, including the interest rate and any additional fees, expressed as a yearly rate. The APR provides a more comprehensive and accurate representation of the true cost of a…
There are several types of interest rates, including:
Several companies will let you seen and consolidate your file some charge some dont. Or you can apply to the Credit referencing agencies direct. You can obtain a copy of your credit file by requesting it from one of the…
Here is a list of some of the major credit reference agencies by country: United States: Experian, Equifax, TransUnion United Kingdom: Experian, Equifax, TransUnion, Callcredit Canada: Equifax, TransUnion, Credit Bureau of Canada Australia: Experian, Equifax, ills India: CIBIL, Equifax, Experian,…
The biggest credit reference agencies in the world are Experian, Equifax, and TransUnion. These companies are based in the United States and are considered the major credit reporting agencies in the country. They collect and maintain financial information on millions…
What is a credit referencing agency A credit reference agency is an organization that collects and maintains financial information about individuals and companies. This information is used to generate credit reports, which are used by lenders, insurers, and landlords to…
Card Providers For Sub Prime Customers Subprime credit cards are designed for consumers with poor or limited credit history, and they typically have higher fees and interest rates than traditional credit cards. Here are some of the credit card providers…
Credit Card Providers Subprime credit cards are designed for consumers with poor or limited credit history, and they typically have higher fees and interest rates than traditional credit cards. Here are some of the credit card providers that offer subprime…
The top finance network providers are: These companies are considered the top finance network providers due to their extensive global reach, advanced payment processing technology, and strong brand recognition. They play a critical role in facilitating electronic transactions between merchants…
Who or what is Visa Visa is a global payments technology company that operates the world’s largest retail electronic payments network. It provides a range of payment solutions, including credit cards, debit cards, and prepaid cards, to consumers and businesses…
What its a pre pay card A prepaid card is a type of payment card that is loaded with a specific amount of funds in advance. It can be used like a debit or credit card to make purchases, withdraw…
What is an American Express Card American Express (also known as “Amex”) is a multinational financial services corporation that provides a range of financial products, including credit cards. American Express cards come in two main types: credit cards and charge…
What is a diners club card Diners Club is a charge card, which is similar to a credit card but differs in a few key ways. Diners Club was one of the first charge cards ever introduced, and it operates…
What is the difference between a Visa card an debit card A Visa card is a type of credit card that is issued by a financial institution and is part of the Visa network. When you use a Visa credit…
A debit card is a type of payment card that is linked to your checking account. It allows you to make purchases and withdraw cash from ATMs using the funds in your checking account. Here are some important things to…
A credit card is a type of loan offered by banks and other financial institutions. When you use a credit card, you borrow money from the card issuer to make purchases. The amount you spend is then repaid with interest…
We have now received the particulars of claim, you can see them in the documents section. We had hoped that MDL had started to see the opportunity to avoid a court case by settling out of court. This no longer…
I bought my SeaRay 200 Select in 2003, I Bought it with the proceeds (Ironicaly) from settling a court case with Norwich Union.you can see the details of that case here, this was settled (Out of court agreement case sealed)…
The lead Up I bought my SeaRay 200 Select in 2003, I Bought it with the proceeds (Ironicaly) from settling a court case with Norwich Union.you can see the details of that case here, this was settled (Out of court…
This article reflects my personal views and opinion only, everything on it is I believe to be factual, can be supported by documentation but in fact is just my opinion. Free speech in this country is allowed, defamation law is…